{"id":1834,"date":"2022-08-29T10:45:57","date_gmt":"2022-08-29T15:45:57","guid":{"rendered":"https:\/\/puntored.co\/?p=1834"},"modified":"2025-12-26T15:28:46","modified_gmt":"2025-12-26T20:28:46","slug":"que-es-api-rest-beneficios-y-puntored","status":"publish","type":"post","link":"https:\/\/puntored.co\/en\/que-es-api-rest-beneficios-y-puntored\/","title":{"rendered":"Descubre qu\u00e9 es API REST, sus beneficios y su uso en Fintech"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1834\" class=\"elementor elementor-1834\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c89a87b e-flex e-con-boxed e-con e-parent\" data-id=\"5c89a87b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6dd62edf elementor-widget elementor-widget-heading\" data-id=\"6dd62edf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Una API REST es el canal de conexi\u00f3n de software m\u00e1s efectivo y seguro. Conoce sus ventajas, su caracter\u00edstica de ausencia de estado y la S\u00faper API de Puntored.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a1716c7 elementor-widget elementor-widget-text-editor\" data-id=\"4a1716c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>API es el canal que conecta dos componentes de Software mediante un protocolo y unos par\u00e1metros definidos entre s\u00ed.<\/p>\n<p>Por medio de estas APIs muchas de las funciones de nuestros tel\u00e9fonos o computadores han podido integrarse en Widgets o en APPs centradas en la facilidad de uso para los usuarios finales.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-063fa96 elementor-widget elementor-widget-text-editor\" data-id=\"063fa96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Hay diferentes tipos de API y est\u00e1n categorizadas de acuerdo a sus funciones:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-90d2b75 e-grid e-con-full e-con e-child\" data-id=\"90d2b75\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-bc000a2 e-con-full e-flex e-con e-child\" data-id=\"bc000a2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fb977f0 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"fb977f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg 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432z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad093a4 elementor-widget elementor-widget-text-editor\" data-id=\"ad093a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>WebSocket<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-405c2a9 elementor-widget elementor-widget-text-editor\" data-id=\"405c2a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>RPC<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a472b7 elementor-widget elementor-widget-text-editor\" data-id=\"8a472b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>SOAP<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84c8341 elementor-widget elementor-widget-text-editor\" data-id=\"84c8341\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00a0REST\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3bf6ceef elementor-widget elementor-widget-heading\" data-id=\"3bf6ceef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">API REST<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7056d72c elementor-widget elementor-widget-text-editor\" data-id=\"7056d72c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>El API de REST es de los mecanismos m\u00e1s efectivos en su implementaci\u00f3n al ser muy flexibles y minimizan los riesgos del intercambio de datos. Su funcionamiento se centra en el intercambio de datos entre el servidor y el cliente sin que los servidores guarden los datos del cliente.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-215554d elementor-widget elementor-widget-text-editor\" data-id=\"215554d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Esta \u00faltima caracter\u00edstica se le llama ausencia de estado y es una de las ventajas m\u00e1s importantes porque le brinda seguridad y facilidad a la transmisi\u00f3n de datos por parte del servidor y del cliente.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b27f56 elementor-widget elementor-widget-heading\" data-id=\"6b27f56\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfPara qu\u00e9 sirven las APIs?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bd680a2 elementor-widget elementor-widget-text-editor\" data-id=\"6bd680a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En el ecosistema Fintech, la empresas por medio de las APIs han tenido la posibilidad de integrar en sus aplicaciones o en sus p\u00e1ginas web diferentes funcionamientos de terceros con el fin de facilitar los procesos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02296d9 elementor-widget elementor-widget-text-editor\" data-id=\"02296d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Sus diferentes aplicaciones han permitido desarrollar integraciones de diferentes tipos y ha permitido facilitar el trabajo de las \u00e1reas de una empresa permiti\u00e9ndoles ahorrar tiempo y dinero.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4eeccc7c elementor-widget elementor-widget-heading\" data-id=\"4eeccc7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">La S\u00faper API de Puntored<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3aa5567 elementor-widget elementor-widget-text-editor\" data-id=\"3aa5567\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dentro de todas las aplicaciones de este mecanismo, la Fintech Puntored ha desarrollado una\u00a0<a href=\"https:\/\/puntored.co\/para-empresas\/\" target=\"_blank\" rel=\"noreferrer noopener\">S\u00faper API<\/a>\u00a0para la integraci\u00f3n de diferentes convenios y recaudos, permitiendo al cliente acceder a un amplio portafolio de servicios y proveedores.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-176a942 e-con-full e-flex e-con e-child\" data-id=\"176a942\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d6bcd25 elementor-widget elementor-widget-text-editor\" data-id=\"d6bcd25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La relevancia de las <b>APIs<\/b> en el sector financiero se subraya por el crecimiento exponencial de la industria. Seg\u00fan proyecciones del mercado, el sector Fintech global, clave usuario de mecanismos como el <b>API REST<\/b>, se estima que crecer\u00e1 anualmente un <b>16.8%<\/b> desde 2024 hasta 2032. Este auge est\u00e1 intr\u00ednsecamente ligado al concepto de <i>Embedded Finance<\/i> (finanzas integradas) y al <i>Banking-as-a-Service (BaaS)<\/i>, donde las <b>APIs<\/b> son la infraestructura crucial que permite la <b>Integraci\u00f3n de Software<\/b> de servicios financieros en plataformas de terceros.<a href=\"https:\/\/www.unnax.com\/tendencias-fintech-2024\/?lang=es\" rel=\"nofollow noopener\" target=\"_blank\">Unnax (Citando proyecciones del mercado global)<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6dfff764 elementor-widget elementor-widget-heading\" data-id=\"6dfff764\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Beneficios\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b1318f9 elementor-widget elementor-widget-text-editor\" data-id=\"3b1318f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La S\u00faper API de Puntored genera oportunidades comerciales de gran valor para los clientes y para los usuarios finales, centrando sus beneficios para responder a las necesidades del usuario.<\/p>\n<p>Por ello, Puntored ha trabajado en estos tres pilares:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d09bdee e-grid e-con-full e-con e-child\" data-id=\"d09bdee\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3dec745 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"3dec745\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-user-lock\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224 256A128 128 0 1 0 96 128a128 128 0 0 0 128 128zm96 64a63.08 63.08 0 0 1 8.1-30.5c-4.8-.5-9.5-1.5-14.5-1.5h-16.7a174.08 174.08 0 0 1-145.8 0h-16.7A134.43 134.43 0 0 0 0 422.4V464a48 48 0 0 0 48 48h280.9a63.54 63.54 0 0 1-8.9-32zm288-32h-32v-80a80 80 0 0 0-160 0v80h-32a32 32 0 0 0-32 32v160a32 32 0 0 0 32 32h224a32 32 0 0 0 32-32V320a32 32 0 0 0-32-32zM496 432a32 32 0 1 1 32-32 32 32 0 0 1-32 32zm32-144h-64v-80a32 32 0 0 1 64 0z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9b4a2c elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e9b4a2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-user-friends\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M192 256c61.9 0 112-50.1 112-112S253.9 32 192 32 80 82.1 80 144s50.1 112 112 112zm76.8 32h-8.3c-20.8 10-43.9 16-68.5 16s-47.6-6-68.5-16h-8.3C51.6 288 0 339.6 0 403.2V432c0 26.5 21.5 48 48 48h288c26.5 0 48-21.5 48-48v-28.8c0-63.6-51.6-115.2-115.2-115.2zM480 256c53 0 96-43 96-96s-43-96-96-96-96 43-96 96 43 96 96 96zm48 32h-3.8c-13.9 4.8-28.6 8-44.2 8s-30.3-3.2-44.2-8H432c-20.4 0-39.2 5.9-55.7 15.4 24.4 26.3 39.7 61.2 39.7 99.8v38.4c0 2.2-.5 4.3-.6 6.4H592c26.5 0 48-21.5 48-48 0-61.9-50.1-112-112-112z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d7b155 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"5d7b155\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-user-cog\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M610.5 373.3c2.6-14.1 2.6-28.5 0-42.6l25.8-14.9c3-1.7 4.3-5.2 3.3-8.5-6.7-21.6-18.2-41.2-33.2-57.4-2.3-2.5-6-3.1-9-1.4l-25.8 14.9c-10.9-9.3-23.4-16.5-36.9-21.3v-29.8c0-3.4-2.4-6.4-5.7-7.1-22.3-5-45-4.8-66.2 0-3.3.7-5.7 3.7-5.7 7.1v29.8c-13.5 4.8-26 12-36.9 21.3l-25.8-14.9c-2.9-1.7-6.7-1.1-9 1.4-15 16.2-26.5 35.8-33.2 57.4-1 3.3.4 6.8 3.3 8.5l25.8 14.9c-2.6 14.1-2.6 28.5 0 42.6l-25.8 14.9c-3 1.7-4.3 5.2-3.3 8.5 6.7 21.6 18.2 41.1 33.2 57.4 2.3 2.5 6 3.1 9 1.4l25.8-14.9c10.9 9.3 23.4 16.5 36.9 21.3v29.8c0 3.4 2.4 6.4 5.7 7.1 22.3 5 45 4.8 66.2 0 3.3-.7 5.7-3.7 5.7-7.1v-29.8c13.5-4.8 26-12 36.9-21.3l25.8 14.9c2.9 1.7 6.7 1.1 9-1.4 15-16.2 26.5-35.8 33.2-57.4 1-3.3-.4-6.8-3.3-8.5l-25.8-14.9zM496 400.5c-26.8 0-48.5-21.8-48.5-48.5s21.8-48.5 48.5-48.5 48.5 21.8 48.5 48.5-21.7 48.5-48.5 48.5zM224 256c70.7 0 128-57.3 128-128S294.7 0 224 0 96 57.3 96 128s57.3 128 128 128zm201.2 226.5c-2.3-1.2-4.6-2.6-6.8-3.9l-7.9 4.6c-6 3.4-12.8 5.3-19.6 5.3-10.9 0-21.4-4.6-28.9-12.6-18.3-19.8-32.3-43.9-40.2-69.6-5.5-17.7 1.9-36.4 17.9-45.7l7.9-4.6c-.1-2.6-.1-5.2 0-7.8l-7.9-4.6c-16-9.2-23.4-28-17.9-45.7.9-2.9 2.2-5.8 3.2-8.7-3.8-.3-7.5-1.2-11.4-1.2h-16.7c-22.2 10.2-46.9 16-72.9 16s-50.6-5.8-72.9-16h-16.7C60.2 288 0 348.2 0 422.4V464c0 26.5 21.5 48 48 48h352c10.1 0 19.5-3.2 27.2-8.5-1.2-3.8-2-7.7-2-11.8v-9.2z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4c5e1a4 e-grid e-con-full e-con e-child\" data-id=\"4c5e1a4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-558e6b3 elementor-widget elementor-widget-text-editor\" data-id=\"558e6b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Seguridad<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4c44c9 elementor-widget elementor-widget-text-editor\" data-id=\"c4c44c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Diversidad<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4c3afc elementor-widget elementor-widget-text-editor\" data-id=\"f4c3afc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Facilidad en su integraci\u00f3n<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b332504 elementor-widget elementor-widget-text-editor\" data-id=\"b332504\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">En el contexto actual de la transformaci\u00f3n digital financiera, el uso de <strong data-start=\"243\" data-end=\"266\">API REST en Fintech<\/strong> se ha convertido en un habilitador clave para escalar operaciones, reducir tiempos de integraci\u00f3n y lanzar nuevos productos con mayor rapidez. Gracias a su arquitectura ligera y a la ausencia de estado, las APIs REST permiten a las empresas conectar servicios financieros \u2014como pagos, recaudos, validaciones y conciliaciones\u2014 de forma segura y eficiente, sin comprometer la experiencia del usuario.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-503ac13 elementor-widget elementor-widget-text-editor\" data-id=\"503ac13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Este modelo no solo optimiza los flujos tecnol\u00f3gicos, sino que tambi\u00e9n impulsa modelos como <strong data-start=\"758\" data-end=\"778\">Embedded Finance<\/strong> y <strong data-start=\"781\" data-end=\"805\">Banking-as-a-Service<\/strong>, donde la interoperabilidad y la flexibilidad son fundamentales para competir en ecosistemas digitales cada vez m\u00e1s abiertos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-756e97c elementor-widget elementor-widget-text-editor\" data-id=\"756e97c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Desde una perspectiva operativa, las <strong data-start=\"166\" data-end=\"178\">API REST<\/strong> permiten a las empresas Fintech desacoplar sus sistemas internos de los servicios externos, facilitando la evoluci\u00f3n tecnol\u00f3gica sin afectar la estabilidad del negocio. Esta arquitectura modular hace posible actualizar, escalar o reemplazar componentes de software de forma independiente, reduciendo riesgos y costos asociados a integraciones r\u00edgidas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c376531 elementor-widget elementor-widget-text-editor\" data-id=\"c376531\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">En un entorno donde la disponibilidad, la seguridad y la velocidad son cr\u00edticas, las APIs REST se consolidan como el est\u00e1ndar que permite construir plataformas financieras resilientes, preparadas para altos vol\u00famenes transaccionales y para la integraci\u00f3n continua de nuevos aliados y proveedores.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-93479c1 e-con-full e-flex e-con e-child\" data-id=\"93479c1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d86ab61 elementor-widget elementor-widget-image\" data-id=\"d86ab61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/puntored.co\/soluciones-financieras-empresas\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"781\" height=\"365\" src=\"https:\/\/puntored.co\/wp-content\/uploads\/2022\/08\/banner-integracion-fintech-apis.webp\" class=\"attachment-large size-large wp-image-23073\" alt=\"Describe la imagen de manera concisa para los motores de b\u00fasqueda y usuarios con discapacidad visual, incluyendo la KW.\" srcset=\"https:\/\/puntored.co\/wp-content\/uploads\/2022\/08\/banner-integracion-fintech-apis.webp 781w, https:\/\/puntored.co\/wp-content\/uploads\/2022\/08\/banner-integracion-fintech-apis-300x140.webp 300w, https:\/\/puntored.co\/wp-content\/uploads\/2022\/08\/banner-integracion-fintech-apis-768x359.webp 768w\" sizes=\"(max-width: 781px) 100vw, 781px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39bfc35 elementor-widget elementor-widget-heading\" data-id=\"39bfc35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00a1Suscr\u00edbete y ent\u00e9rate primero de las novedades de Puntored!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Una API REST es el canal de conexi\u00f3n de software m\u00e1s efectivo y seguro. Conoce sus ventajas, su caracter\u00edstica de ausencia de estado y la S\u00faper API de Puntored.<\/p>\n","protected":false},"author":15,"featured_media":23101,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"[\"title\",\"meta\",\"content\",\"tags\",\"comments\"]","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","neve_meta_reading_time":"","footnotes":""},"categories":[428],"tags":[726,248,727,725,369,728,724,729,442,661],"class_list":["post-1834","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-apis","tag-api-rest-colombia","tag-automatizacion-de-pagos","tag-conectividad-api","tag-integracion-fintech","tag-open-finance-colombia","tag-plataforma-de-recaudos","tag-que-es-una-api","tag-servicios-api-para-empresas","tag-servicios-financieros-embebidos","tag-super-api-puntored"],"_links":{"self":[{"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/posts\/1834","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/comments?post=1834"}],"version-history":[{"count":29,"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/posts\/1834\/revisions"}],"predecessor-version":[{"id":24374,"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/posts\/1834\/revisions\/24374"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/media\/23101"}],"wp:attachment":[{"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/media?parent=1834"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/categories?post=1834"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/tags?post=1834"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}