{"id":10950,"date":"2024-08-09T10:52:45","date_gmt":"2024-08-09T15:52:45","guid":{"rendered":"https:\/\/puntored.co\/?p=10950"},"modified":"2025-12-16T16:09:42","modified_gmt":"2025-12-16T21:09:42","slug":"corresponsalia-bancaria-guia-basica","status":"publish","type":"post","link":"https:\/\/puntored.co\/en\/corresponsalia-bancaria-guia-basica\/","title":{"rendered":"Corresponsal\u00eda bancaria: gu\u00eda b\u00e1sica para comercios"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"10950\" class=\"elementor elementor-10950\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d8f3111 e-flex e-con-boxed e-con e-parent\" data-id=\"d8f3111\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-195fc106 elementor-widget elementor-widget-heading\" data-id=\"195fc106\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Descubre qu\u00e9 es la corresponsal\u00eda bancaria, c\u00f3mo funciona en Colombia y por qu\u00e9 es una oportunidad clave para comercios y retail.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e85a398 elementor-widget elementor-widget-heading\" data-id=\"4e85a398\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Corresponsal\u00eda Bancaria: Qu\u00e9 es, c\u00f3mo funciona y su impacto en inclusi\u00f3n financiera\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34ffd117 elementor-widget elementor-widget-text-editor\" data-id=\"34ffd117\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La <strong data-start=\"221\" data-end=\"248\">corresponsal\u00eda bancaria<\/strong> se ha convertido en una herramienta clave para acercar los servicios financieros al usuario colombiano. Este modelo permite a los establecimientos de comercio ofrecer <strong data-start=\"416\" data-end=\"448\">servicios de recaudo y pagos<\/strong>, dep\u00f3sitos, retiros y otras transacciones bancarias sin necesidad de una sucursal tradicional, generando beneficios tanto para los clientes como para los comercios que lo adoptan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-93b4f30 elementor-widget elementor-widget-text-editor\" data-id=\"93b4f30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Seg\u00fan la Superintendencia Financiera de Colombia, los corresponsales bancarios son establecimientos conectados en tiempo real con una entidad financiera que pueden prestar determinados <strong data-start=\"853\" data-end=\"891\">servicios financieros en comercios<\/strong>, siempre bajo la responsabilidad de la entidad contratante.<a href=\"https:\/\/www.superfinanciera.gov.co\/publicaciones\/13124\/guas-informativas-13124\" rel=\"nofollow noopener\" target=\"_blank\">(Superintendencia Financiera de Colombia)<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f217cd elementor-widget elementor-widget-heading\" data-id=\"7f217cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 servicios presta un corresponsal bancario?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2dae820b elementor-widget elementor-widget-text-editor\" data-id=\"2dae820b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Los puntos de <strong data-start=\"1057\" data-end=\"1084\">corresponsal\u00eda bancaria<\/strong> est\u00e1n autorizados para facilitar distintas operaciones, lo que los hace un canal eficiente y accesible para miles de colombianos. Algunos de los <strong data-start=\"1230\" data-end=\"1262\">servicios de recaudo y pagos<\/strong> comunes incluyen:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ea9bb56 e-con-full e-flex e-con e-child\" data-id=\"ea9bb56\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a3c368f elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"a3c368f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pago de servicios p\u00fablicos y privados.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Recaudo de impuestos y obligaciones tributarias.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Dep\u00f3sitos y retiros en efectivo.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Transferencias de fondos y consultas de saldo.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12056dc4 elementor-widget elementor-widget-text-editor\" data-id=\"12056dc4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"1544\" data-end=\"1739\">Estos servicios permiten a los usuarios realizar transacciones bancarias b\u00e1sicas sin visitar una sucursal f\u00edsica, lo que es especialmente ventajoso en zonas rurales o con poca presencia bancaria.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c7ea57c elementor-widget elementor-widget-heading\" data-id=\"7c7ea57c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Corresponsal\u00eda bancaria en retail: una oportunidad para negocios\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95ac165 elementor-widget elementor-widget-text-editor\" data-id=\"95ac165\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">La <strong data-start=\"1813\" data-end=\"1850\">corresponsal\u00eda bancaria en retail<\/strong> se presenta como una soluci\u00f3n estrat\u00e9gica para establecimientos comerciales que buscan ofrecer m\u00e1s valor a sus clientes. Integrar estos servicios financieros dentro de tiendas, minimercados o supermercados no solo ampl\u00eda la oferta del comercio, sino que tambi\u00e9n atrae tr\u00e1fico de usuarios que quiz\u00e1 no ingresar\u00edan al establecimiento si solo se tratara de compras tradicionales.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba0b42c elementor-widget elementor-widget-text-editor\" data-id=\"ba0b42c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Adem\u00e1s, la combinaci\u00f3n de <strong data-start=\"2255\" data-end=\"2287\">servicios de recaudo y pagos<\/strong> con otras estrategias de venta f\u00edsica puede generar oportunidades de venta cruzada, mayor permanencia de los clientes dentro del local e incremento en las compras por impulso.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc3fe4e elementor-widget elementor-widget-heading\" data-id=\"dc3fe4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Inclusi\u00f3n financiera: impacto y alcance\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eb405bb e-con-full e-flex e-con e-child\" data-id=\"eb405bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a4f730 elementor-widget elementor-widget-image\" data-id=\"1a4f730\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"781\" height=\"781\" src=\"https:\/\/puntored.co\/wp-content\/uploads\/2024\/08\/Corresponsalia-bancaria-una-guia-basica-para-entenderlo-y-usarlo-a-tu-favor-comple.png\" class=\"attachment-large size-large wp-image-24150\" alt=\"Cliente realizando transacci\u00f3n en corresponsal\u00eda bancaria dentro de una tienda de barrio\" srcset=\"https:\/\/puntored.co\/wp-content\/uploads\/2024\/08\/Corresponsalia-bancaria-una-guia-basica-para-entenderlo-y-usarlo-a-tu-favor-comple.png 781w, https:\/\/puntored.co\/wp-content\/uploads\/2024\/08\/Corresponsalia-bancaria-una-guia-basica-para-entenderlo-y-usarlo-a-tu-favor-comple-300x300.png 300w, https:\/\/puntored.co\/wp-content\/uploads\/2024\/08\/Corresponsalia-bancaria-una-guia-basica-para-entenderlo-y-usarlo-a-tu-favor-comple-150x150.png 150w, https:\/\/puntored.co\/wp-content\/uploads\/2024\/08\/Corresponsalia-bancaria-una-guia-basica-para-entenderlo-y-usarlo-a-tu-favor-comple-768x768.png 768w, https:\/\/puntored.co\/wp-content\/uploads\/2024\/08\/Corresponsalia-bancaria-una-guia-basica-para-entenderlo-y-usarlo-a-tu-favor-comple-600x600.png 600w\" sizes=\"(max-width: 781px) 100vw, 781px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2adfd542 elementor-widget elementor-widget-text-editor\" data-id=\"2adfd542\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Uno de los beneficios m\u00e1s significativos de la corresponsal\u00eda bancaria es su aporte a la <strong data-start=\"2598\" data-end=\"2622\">inclusi\u00f3n financiera<\/strong>. Gracias a la red de agentes en todo el pa\u00eds, muchos ciudadanos han logrado acceder a servicios bancarios que antes les eran inaccesibles por distancia o costo de desplazamiento.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34ff3f8 elementor-widget elementor-widget-text-editor\" data-id=\"34ff3f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Colombia ha alcanzado una cobertura destacada en materia de <strong data-start=\"188\" data-end=\"215\">corresponsal\u00eda bancaria<\/strong>. De acuerdo con informes de <em data-start=\"244\" data-end=\"272\">Banca de las Oportunidades<\/em>, el canal de corresponsales bancarios tiene presencia en la totalidad de los municipios del pa\u00eds, lo que ha permitido llevar <strong data-start=\"398\" data-end=\"436\">servicios financieros en comercios<\/strong> a zonas rurales y apartadas donde no existe infraestructura bancaria tradicional, fortaleciendo as\u00ed la <strong data-start=\"540\" data-end=\"564\">inclusi\u00f3n financiera<\/strong>.<a href=\"https:\/\/www.bancadelasoportunidades.gov.co\/sites\/default\/files\/2025-12\/Corresponsales%202.0%20en%20Colombia%20-%20redisen%CC%83ando%20su%20rol%20estrate%CC%81gico%20para%20la%20inclusio%CC%81n%20financiera%20en%20la%20era%20digital_0.pdf\" rel=\"nofollow noopener\" target=\"_blank\">(Banca de oportunidades)<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8364c68 elementor-widget elementor-widget-text-editor\" data-id=\"8364c68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Esta cobertura no solo facilita pagos y retiros; tambi\u00e9n permite que m\u00e1s personas se vinculen al sistema financiero formal, fomentando el ahorro y la gesti\u00f3n de sus recursos con mayor seguridad.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-477bf97 elementor-widget elementor-widget-text-editor\" data-id=\"477bf97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Adem\u00e1s, programas gubernamentales y alianzas p\u00fablico-privadas buscan fortalecer a\u00fan m\u00e1s la red de corresponsales y promover la educaci\u00f3n financiera entre usuarios y comerciantes para mejorar la calidad de los <strong data-start=\"3518\" data-end=\"3556\">servicios financieros en comercios<\/strong>.<a href=\"https:\/\/www.bancadelasoportunidades.gov.co\/es\/programas\/acompanamiento-corresponsales-bancarios\" rel=\"nofollow noopener\" target=\"_blank\">(Banco de oportunidades)<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-116a6796 elementor-widget elementor-widget-heading\" data-id=\"116a6796\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Beneficios de adoptar corresponsales bancarios<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c6f1a7d elementor-widget elementor-widget-text-editor\" data-id=\"2c6f1a7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Incorporar <strong data-start=\"3659\" data-end=\"3696\">corresponsal\u00eda bancaria en retail<\/strong> trae ventajas claras tanto para el comercio como para el cliente final:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ae2cbe3 e-con-full e-flex e-con e-child\" data-id=\"ae2cbe3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0ac482a elementor-widget elementor-widget-n-accordion\" data-id=\"0ac482a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1120\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1120\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Aumenta el flujo de clientes <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1120\" class=\"elementor-element elementor-element-90c0774 e-con-full e-flex e-con e-child\" data-id=\"90c0774\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1120\" class=\"elementor-element elementor-element-f7c057f e-flex e-con-boxed e-con e-child\" data-id=\"f7c057f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c5c90b elementor-widget elementor-widget-text-editor\" data-id=\"1c5c90b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Incorporar <strong data-start=\"3659\" data-end=\"3696\">corresponsal\u00eda bancaria en retail<\/strong> trae ventajas claras tanto para el comercio como para el cliente final:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1121\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1121\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Mejora la inclusi\u00f3n financiera <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1121\" class=\"elementor-element elementor-element-a9b0a66 e-con-full e-flex e-con e-child\" data-id=\"a9b0a66\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1121\" class=\"elementor-element elementor-element-e19e744 e-flex e-con-boxed e-con e-child\" data-id=\"e19e744\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e3841f elementor-widget elementor-widget-text-editor\" data-id=\"2e3841f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Incorporar <strong data-start=\"3659\" data-end=\"3696\">corresponsal\u00eda bancaria en retail<\/strong> trae ventajas claras tanto para el comercio como para el cliente final:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1122\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1122\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Genera fidelizaci\u00f3n <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1122\" class=\"elementor-element elementor-element-64ca4cb e-con-full e-flex e-con e-child\" data-id=\"64ca4cb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1122\" class=\"elementor-element elementor-element-ef594c8 e-flex e-con-boxed e-con e-child\" data-id=\"ef594c8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9455281 elementor-widget elementor-widget-text-editor\" data-id=\"9455281\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Incorporar <strong data-start=\"3659\" data-end=\"3696\">corresponsal\u00eda bancaria en retail<\/strong> trae ventajas claras tanto para el comercio como para el cliente final:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2c655f elementor-widget elementor-widget-text-editor\" data-id=\"e2c655f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Aunque la corresponsal\u00eda bancaria es una alternativa poderosa, tambi\u00e9n presenta desaf\u00edos. La gesti\u00f3n de efectivo, la capacitaci\u00f3n del personal y garantizar procesos seguros son aspectos que los comercios deben gestionar con cuidado para asegurar la confianza del cliente y el cumplimiento regulatorio.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a49c60 elementor-widget elementor-widget-heading\" data-id=\"3a49c60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conclusi\u00f3n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d09556f elementor-widget elementor-widget-text-editor\" data-id=\"d09556f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"4747\" data-end=\"5191\">La <strong data-start=\"4750\" data-end=\"4777\">corresponsal\u00eda bancaria<\/strong> no es solo un canal para realizar <strong data-start=\"4812\" data-end=\"4844\">servicios de recaudo y pagos<\/strong>; es una oportunidad para transformar negocios de <strong data-start=\"4894\" data-end=\"4904\">retail<\/strong> y fortalecer la <strong data-start=\"4921\" data-end=\"4945\">inclusi\u00f3n financiera<\/strong> en Colombia. Al integrar estos servicios en establecimientos comerciales, se ampl\u00eda la cobertura de la banca, se facilita el acceso a transacciones esenciales y se promueve una relaci\u00f3n m\u00e1s cercana entre las entidades financieras y sus usuarios.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-02f0a42 e-con-full e-flex e-con e-child\" data-id=\"02f0a42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8e4b353 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"8e4b353\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/puntored.co\/corresponsalia-bancaria-puntored\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Haz clic aqu\u00ed y conoce de los servicios que Puntored tiene para ti<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43a937de elementor-widget elementor-widget-heading\" data-id=\"43a937de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00a1Suscr\u00edbete y ent\u00e9rate primero de las novedades de Puntored!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Descubre qu\u00e9 es la corresponsal\u00eda bancaria, c\u00f3mo funciona en Colombia y por qu\u00e9 es una oportunidad clave para comercios y retail.<\/p>\n","protected":false},"author":15,"featured_media":24145,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","neve_meta_reading_time":"","footnotes":""},"categories":[22],"tags":[465,397,469,467,327,468,466,464,463,470],"class_list":["post-10950","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-corresponsal-bancario","tag-como-ser-corresponsal-bancario","tag-corresponsalia-bancaria","tag-estrategias-de-ventas-retail","tag-flujo-de-efectivo-retail","tag-inclusion-financiera-colombia","tag-pagos-en-puntos-de-venta","tag-productos-financieros-para-tiendas","tag-recaudo-en-puntos-fisicos","tag-servicios-financieros-en-retail","tag-soluciones-de-puntored-para-comercios"],"_links":{"self":[{"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/posts\/10950","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/comments?post=10950"}],"version-history":[{"count":13,"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/posts\/10950\/revisions"}],"predecessor-version":[{"id":24153,"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/posts\/10950\/revisions\/24153"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/media\/24145"}],"wp:attachment":[{"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/media?parent=10950"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/categories?post=10950"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/puntored.co\/en\/wp-json\/wp\/v2\/tags?post=10950"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}